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Baccarat Insurance

Live Casino

baccarat-insurance-rule-01

Although Baccarat has a somewhat disputed history two things are certain, one it’s been around for centuries and two it’s extremely popular! In this version of Baccarat the player can insure the hand from losing or a tie adding another layer of dimension to the game. The game is this version plays with the same rules as our standard Baccarat rules with an insurance period to place a bet to insure the hand.

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Below is a chart detailing how the insurance rules and odds works

Banker’s insurance
Player’s cards Banker’s cards Player’s points Banker’s points Result Odds
2 2 0 – 3 4 Player wins 1:15
0 – 4 5 Player wins 1:2
0 – 5 6 Player wins 1:3
0 – 5 7 Player wins 1:4
3 2 0 1 – 6 Tie 1:8
1 2 – 6 Player wins 1:7
2 3 – 6 Player wins 1:4
3 4 Player wins 1:2
4 5 Player wins 1:2
Player’s insurance
Player’s cards Banker’s cards Player’s points Banker’s points Result Odds
2 2 5 4 Player wins 1:2
6 5 Player wins 1:3
7 6 Player wins 1:4
3 2 4 0 – 3 Tie 1:15
5 0 – 4 Player wins 1:2
6 0 – 5 Player wins 1:3
7 0 – 6 Player wins 1:4
8 0 – 6 Player wins 1:8
9 0 – 6 Tie 1:10

Additional rules

  • Opening cards in advance – If the dealer proceeds to deal our cards before the insurance time is over all bets of the round are considered as valid. This is also known as opening cards in advance and the game may continue as normal.
  • If the dealer for any reasons did not place an insurance odds on the cards the round will still proceed as normal. All bets of that round are still considered as valid and game continues as normal.
  • If the dealer for any reason place the bets on the wrong position all bets are still considered as valid and the game continues as normal
  • If the dealer for any reason place the wrong insurance odds on the cards all bets of the round are still considered as valid and continues as normal
  • If during the game when the cards are shown and result are incorrect the result of the cards will be change accordingly. All the bets of the round will be considered void and all the bets will be returned to the players.
  • If for any reasons the dealer incorrectly deals out the cards in the wrong order and placed incorrectly the game will continue after the cards have been place back in the correct place. Any bet placed will still be considered valid and round continues as normal.